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Forcing users to change passwords regularly without a reason actually weakens security, a view now supported by NIST. While many still believe frequent password changes protect accounts, this practice often leads to weaker passwords and frustration. Instead, focusing on multi-factor authentication and only changing passwords when there is a real threat improves security and user experience.

Most people underestimate how easily files can be lost or corrupted when devices fail or ransomware strikes. The proven approach is to maintain at least three copies of your data on two different types of storage, with one copy kept offline or offsite. Following this strategy ensures your files remain safe and recoverable even when things break.